HRA exemption on basic salary of ₹4,80,000
This example uses annual HRA of ₹1,92,000, annual rent of ₹2,40,000, and a non-metro city assumption to estimate exempt and taxable HRA.
Estimated exempt HRA on this page: ₹1,92,000.
Use the stat cards above as a benchmark before switching to the full calculator.
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How the HRA Exemption Is Chosen
HRA exemption is calculated using the least-of-three rule. That means the smallest of the eligible values becomes the exempt HRA and the balance is taxable.
| Rule | Amount |
|---|---|
| Actual HRA Received | ₹1,92,000 |
| Rent minus 10% of Salary | ₹1,92,000 |
| 40% of Salary | ₹1,92,000 |
Why Metro vs Non-Metro Matters
Metro city cases get a higher salary-based cap, which can increase the exempt portion of HRA if the other limits are not binding.
For complete old-regime planning, combine this page with the income-tax calculator so the exemption is reflected inside your tax comparison.
How to Use This Example Page
This page is built for people who want a fast answer first and a deeper comparison second. You can use the headline result, scan the stat cards, and then compare nearby example pages to see how the outcome changes as the input moves up or down.
If your real case includes different deductions, assumptions, salary structure, contribution levels, or tax treatment, open the full calculator linked above. That gives you a more personalised result while keeping this page useful as a benchmark.
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Frequently Asked Questions
Can I use this page as a quick benchmark?
Yes. This page is designed as a ready-made example so you can understand a common case instantly before using the full interactive calculator.
Should I also open the full calculator?
Yes. The full calculator is better when your real numbers, deductions, salary structure, or assumptions differ from this curated example.
Why are related pages linked here?
Related pages help you compare nearby values, discover more connected examples, and move through the wider topic cluster without depending only on the sitemap.
Want Your Exact Numbers?
Use the full calculator for a personalised result, then return to these curated example pages whenever you want to compare adjacent scenarios quickly.
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